Terms of Service

Welcome to RetaFi ("RetaFi", "we", "us", or "our"). These Terms of Service ("Terms") govern your access to and use of the RetaFi website (retafi.com) and any related services, tools, and features provided by RetaFi (collectively, the "Services"). By accessing or using the Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Services.

1. Eligibility

You must be at least 18 years old to access or use the Services. By accessing or using the Services, you represent and warrant that you are at least 18 years old.

2. Account Registration

To access certain features of the Services, you may be required to create an account. When creating an account, you agree to provide accurate, current, and complete information about yourself. You are solely responsible for maintaining the confidentiality of your account credentials and for any activities that occur under your account.

3. Use of Services

You agree to use the Services only for lawful purposes and in accordance with these Terms. You may not use the Services in any manner that could damage, disable, overburden, or impair the Services or interfere with any other party's use and enjoyment of the Services. You may not attempt to gain unauthorized access to any part of the Services, other accounts, or any network or system connected to the Services.

4. Prohibited Activities

You may not engage in any of the following prohibited activities:

a. Violating any applicable law or regulation;

b. Engaging in any fraudulent, deceptive, or misleading behavior;

c. Impersonating any person or entity or falsely stating or otherwise misrepresenting your affiliation with a person or entity;

d. Posting or transmitting any content that is unlawful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable;

e. Interfering with or disrupting the operation of the Services or any server or network connected to the Services;

f. Reverse engineering, decompiling, or disassembling any part of the Services;

g. Using any robot, spider, site search/retrieval application, or other automated device, process, or means to access, retrieve, scrape, or index any portion of the Services;

h. Attempting to probe, scan, or test the vulnerability of any system or network or breach any security or authentication measures;

i. Transmitting any viruses, worms, defects, Trojan horses, or other items of a destructive nature;

j. Using the Services for any illegal or unauthorized purpose.

5. Intellectual Property Rights

The Services and all content, features, and functionality thereof are owned by RetaFi or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not modify, reproduce, distribute, or create derivative works based on the Services without the prior written consent of RetaFi.

6. Disclaimer of Warranties

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. RETAFI DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

7. Limitation of Liability

IN NO EVENT SHALL RETAFI OR ITS DIRECTORS, OFFICERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, EVEN IF RETAFI HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

8. Indemnification

You agree to indemnify, defend, and hold harmless RetaFi and its directors, officers, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or in connection with your use of the Services or any violation of these Terms.

9. Termination

RetaFi may terminate or suspend your access to the Services at any time, with or without cause, and without prior notice or liability. Upon termination, your right to access the Services will immediately cease.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of United Kingdom, without regard to its conflict of law principles.

11. Changes to Terms

RetaFi reserves the right to modify or revise these Terms at any time, and such changes will be effective immediately upon posting on the RetaFi website. Your continued use of the Services after any changes to these Terms will constitute your acceptance of such changes.

12. Contact Us

If you have any questions about these Terms, please contact us at admin@retafi.com.

By accessing or using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms.

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