pToken, fToken

When users deposit the underlying platform coins (TOKEN) into RetaFi for staking, they receive one of two types of tokens: pTOKEN or fTOKEN. Both types of tokens have distinct characteristics in terms of Annual Percentage Rate (APR) and staking options.

1. pTOKEN (Permanent Token):

   • pTOKEN is used for fixed-term staking transactions.

   • When users stake and receive pTOKEN, they commit to holding the pTOKEN for a predetermined period they have chosen beforehand.

   • The APR of pTOKEN can be calculated using the formula: $APRpTOKEN=Total RewardsTotal Value of Staked pTOKEN×100$

   • Where:

     • $Total RewardsTotal Rewards$ is the total rewards earned from staking over a fixed period.

     • $Total Value of Staked pTOKENTotal Value of Staked pTOKEN$ is the total value of all staked pTOKEN.

2. fTOKEN (Flexible Token):

   • fTOKEN is used for flexible staking transactions.

   • When users stake and receive fTOKEN, they have the flexibility to unstake their fTOKEN as needed.

   • The APR of fTOKEN can be calculated similarly to pTOKEN.